What is SWP in mutual funds?

SWP (Systematic Withdrawal Plan) allows investors to withdraw a fixed amount at regular intervals from their mutual fund investments, ideal for retirement income.

Is SWP tax-free in India?

No, SWP withdrawals are taxable. In equity funds, gains up to ₹1.25 lakh per year are tax-free after 1 year. In debt funds, withdrawals are taxed as per your income slab.

Which is better – SIP or SWP?

SIP is for wealth creation by investing regularly, while SWP is for generating regular income from your investments. Both can be combined for financial planning.

Can SWP provide monthly income?

Yes, SWP can be set up to provide a fixed monthly income, making it a popular choice for retirees and individuals seeking steady cash flow.

SWP Calculator- No 1 tool for your regular income calculation

SWP Calculator

Investment Parameters

Total Investment

₹50,00,000

Monthly Withdrawal

₹1,50,000

Expected Returns

12%

Withdrawal Period

30 Years

Waiting Period

0 Years

Withdrawal Increase Rate

Calculation Results

Total Investment

₹50,00,000

Total Withdrawal

₹0

Final Balance

₹0

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SWP Calculator

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