Terms & Conditions

By submitting this form, you agree to the following terms and conditions:

1. Purpose of Data Collection
   The information you provide will be used solely to generate and share personalized health insurance quotes based on your requirements.
2. Accuracy of Information
   You confirm that all details provided in the form are true, accurate, and complete to the best of your knowledge. Any incorrect or incomplete information may affect the accuracy of the quotes provided.
3. Use of Contact Information
   By submitting this form, you consent to being contacted by Xfundz Investment Services (and its authorized representatives) via phone, SMS, WhatsApp, and/or email for the purpose of sharing quotes, clarifying requirements, and assisting with your insurance needs.
4. No Obligation to Purchase
   Receiving a quote does not oblige you to purchase any insurance policy. Similarly, submission of this form does not constitute an insurance contract.
5. Third-Party Involvement
   We may liaise with multiple IRDAI-registered insurance companies to obtain suitable quotes. However, the final decision to select and purchase a policy rests with you.
6. Confidentiality & Data Security
   Your personal details will be handled with the highest level of confidentiality. We do not sell, trade, or rent your personal information to third parties for marketing purposes.
7. Policy Terms Governed by Insurer
   All insurance policies are subject to the terms, conditions, exclusions, and underwriting guidelines of the respective insurer. Please read the policy documents carefully before making a purchase.
8. Compliance
   Xfundz Broking Services operates as per IRDAI regulations. ARN, POSP, or license numbers will be disclosed as applicable during the transaction process.
9. Changes to Terms
   We reserve the right to update or modify these Terms & Conditions at any time without prior notice.